Q – I’ve been getting mailings about a new credit card called the Mercedes-Benz Platinum. In terms of travel benefits, is this one of the better cards. Given the cost of my Mercedes, I’d love to feel that I can get a few free international tickets out of my purchase.

A – This is one of the better cards but it is not our favorite. They have had an offer of $50,000 Amex Reward Points for new members. There are no foreign transaction fees and you can transfer points to major airlines. You also get airline lounge access, a benefit that can be worth the price of the card if you are a frequent Delta, US Airways, or American flyer. Best of all, whenever you spend $1.00 at your dealership. Mercedes will give you 5 points.

The down sides would be that there is a $475 annual fee and some airlines, including United and American, are not part of their Reward points transfer program. Our bottom line is that this is the best possible credit card for Mercedes owners who fly Delta.